Privacy Policy 

Credit Management Company Values Your Privacy, Security, and Trust.

For the purposes of this Privacy Policy, unless otherwise noted, information gathered from this website will be for business purposes only. We will not sell or distribute any information gathered. Information about your computer hardware and software may automatically be collected. This information may include: your IP address, browser type, domain name, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the website. Credit Management Company encourages you to review the privacy statements of outside websites you choose to link to from this website so that you can understand how those websites collect, use, and share your information. We are not responsible for the privacy statements or other content on outside websites.

The State of California requires that we furnish residents of California with the following information.

We have not sold, and do not sell, any personal information.

For the purpose of collecting consumer debts and to service consumer accounts (our business purpose), in the previous twelve months, we have collected personal information from and shared personal information with our clients, consumers, and consumer reporting agencies.  Personal information collected and shared may have included any information enumerated and defined as personal information in the California Consumer Privacy Act of 2018 Section 1798.140(o)(1) and specifically personal information that identifies, relates to, describes, or is capable of being associated with a particular individual, including, but not limited to, their name, signature, social security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, professional or employment related information, and employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information; commercial information, including records of personal property, products or services purchased; audio, electronic, visual, thermal, olfactory, or similar information; inferences drawn from any of the information identified in the California Consumer Privacy Act of 2018 Section 1798.140(o)(1) to create a profile about a consumer reflecting the consumer’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.

You have the right to request that we inform you of, and upon receipt of your verifiable request in accordance with this policy we will provide you with, the categories of personal information we have collected about you, the categories of sources from which we collect personal information, our business purpose for collecting or selling personal information, the categories of personal information that we disclosed about you for a business purpose, categories of third parties and specific third parties with whom we have shared your personal information and categories of third parties with whom we may share your personal information.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

You have the right to request the deletion of your personal information collected or maintained by us by submitting a verifiable request.  While this business does not sell personal information, you have the right to opt-out of the sale of your personal information by a business.

CA law requires that we not discriminate against you because you exercise any of these rights or any rights under the California Consumer Privacy Act of 2018.

You may submit a verifiable consumer request in accordance with your rights described above.  In order to verify your request, you will be required to provide personally identifiable information so that we may confirm your identity by matching the information provided with the information we maintain. 

Credit Management Company Text Terms

By providing your mobile number, you agree that Credit Management Company may send you periodic  SMS or MMS messages containing but not limited to important information updates, account alerts, etc.

  • Message frequency may vary.
  • You may unsubscribe at any time by texting the word STOP to the number you received the text message from. You may receive a subsequent message confirming your opt-out request.
  • For help, contact the number you received the text message from.
  • Message and data rates may apply.
  • United States participating carriers Include AT&T, T-Mobile®, Verizon Wireless, Sprint, Boost, U.S. Cellular®, MetroPCS®, InterOp, Cellcom, C Spire Wireless, Cricket, Virgin Mobile, and others.
  • T-Mobile is not liable for delayed or undelivered messages.
  • You agree to notify us of any changes to your mobile number and update your account with us to reflect this change.
  • Data obtained from you in connection with this SMS service may include your cell phone number, your carrier’s name, and the date, time, and content of your messages, as well as

other information that you provide. We may use this information to contact you and to provide the services you request from us.

  • By subscribing or otherwise using the service, you acknowledge and agree that we will have the right to change and/or terminate the service at any time, with or without cause and/or advance notice.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt in data and consent; this information will not be shared with any third parties.

If you have any questions, please contact Credit Management Company at the number you received the text message from or contact info@creditmanagementcompany.com.

Will I be charged for the text messages I receive?

Though Credit Management Company will never charge you for the text messages you receive, depending on your phone plan, you may see some charges from your mobile provider. Please reach out to your wireless provider if you have questions about your text or data plan.